Fintech
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Narrow banks: digging into the threat stablecoins pose to bank deposits
A lot of ink has been spilled lately on how stablecoins pose a significant threat to the banking sector. Nic Carter and many others have talked about the rise of narrow banking with stablecoins – essentially institutions that take in deposits but do no lending, just invest the deposits in treasuries. There has been discussion Continue reading
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Reflections on the 1st edition of Stablecoin Conference LatAm
I had the opportunity to attend Bitso’s first edition of the Stablecoin Conference LatAm in Mexico City this past week. Bitso is the largest crypto exchange in the region, and with this conference, their goal was to bring together those working on stablecoins in the Latin American market. The hype around stablecoins is at all Continue reading
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How to evaluate subscription management tools
In my current day job at Loop, I spend a lot of time thinking about recurring payments, particular as it relates to stablecoins and crypto. This means I have engaged with many subscription businesses. While recurring billing seems simple enough at first glance, it’s actually quite complex with a range of nuances and edge cases. Continue reading
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Tokenized deposits are where the real innovation lies, but will banks move fast enough?
When I started to go down the crypto rabbit hole in 2018 and 2019, what originally got me interested was the potential for interoperability and efficiency. Rather than requiring intermediaries to trade a stock or exchange deposits between a bank, a shared ledger with cryptographic proofs could allow institutions and individuals to exchange value directly. Continue reading
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Fiserv launches a stablecoin – why is FiUSD interesting?
The headlines keep coming on the theme of stablecoins converging with traditional finance. One of the more recent eye-brow raising announcements was Fiserv getting into the stablecoin game with FiUSD. If you work in the financial services space, you have likely heard of Fiserv, but if you were asked what the company does, you may Continue reading
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Reflections on Stripe’s acquisition of Bridge
It’s been 2 weeks since the big announcement from Stripe that they were purchasing Bridge for $1.1B, the largest acquisition in the history of the crypto industry. A lot of digital ink has been spilled attempting to explain the rationale and importance of this deal. A lot of the best analysis that I found was Continue reading
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The New Banks: Varo & Kraken
Challenges in business are a given, but it’s our response to them that defines our trajectory. Looking beyond the immediate obstacle, there lies a realm of opportunity and learning. Continue reading
Jeff Cangialosi 